Who is Tom Ruggie?

Tom Ruggie is a visionary wealth manager, executive, and entrepreneur who has spent more than three decades building one of the country’s pre-eminent wealth management organizations. His success is not one of inherited privilege but of resilience, hard work, and tenacity that have shaped both his entrepreneurial journey and his deeply personalized approach to serving clients.

In 2017, Tom founded Destiny Family Office to help individuals and families navigate the challenges of managing significant wealth, offering a single-family office experience within a multi-family office structure. Every capability at Destiny Family Office has been shaped by one guiding question: What would I want as a client?

His answer to that question includes something most advisors cannot offer: privileged access to institutional-caliber alternative investments, including pre-IPO direct investments. As an avid collector himself, Tom has also pioneered a unique approach to helping clients turn personal passions into powerful investment strategies.

A published author and national speaker on alternative investments and collectibles as an asset class, Tom brings a perspective that is equal parts practitioner and thought leader. His thinking has been refined through decades of engagement with Strategic Coach, Vistage, EOS, and his membership in TIGER 21, North America’s premier peer network for high-achieving entrepreneurs and executives.

Beyond his firm, Tom serves on the board of the Orlando Magic Youth Foundation and has served on the board of the Florida Prepaid College Plan by appointment of the Governor of Florida. He and his wife Kim created the Tom and Kim Ruggie Family Foundation to strengthen families and expand access to healthcare and education.

A Florida native, CrossFit enthusiast, and avid sports memorabilia collector, Tom brings the same intensity to everything he does inside the office and out.